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Your family’s complete guide: from 529s and college admissions to FAFSA help and smart student loans

MEFA REFI Logo

Refinance rates starting at

3.95%
APR*

Need an undergraduate loan for spring semester? Learn more.


MEFA REFI Logo

Refinance rates starting at

3.95%
APR*

Need an undergraduate loan for spring semester? Learn more.


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Announcements

Announcement icon
  • FAFSA® 2027-2028 is now live!

    Complete the FAFSA today at studentaid.gov - open in new window or watch our step-by-step FAFSA walkthrough first.

    View Step-by-Step Walkthrough
REFI Loans 3.95% – 8.95% APR*

REFI Loans 3.95% – 8.95% APR*

Find your rate in minutes without affecting your credit score. Refinance with fixed interest rates, multiple repayment options, and more.

MEFA | LOANS
REFI

*The Annual Percentage Rate (APR) is designed to help consumers understand the relative cost of a loan and reflects MEFA’s current underwriting criteria and loan rates. MEFA’s lowest rates are only available to the most creditworthy applicants.

Student Loan Refinancing Calculator

Undergraduate Loans

Undergraduate Loans

4.95% – 8.90% APR*

Fixed interest rates, multiple repayment options, no application or origination fees, and an instant decision on complete applications.

MEFA | LOANS
Undergraduate

*The Annual Percentage Rate (APR) is designed to help consumers understand the relative cost of a loan and reflects MEFA’s current underwriting criteria, loan rates, and in-school and post-school period assumptions. MEFA’s lowest rates are only available to the most creditworthy applicants.

MEFA Undergraduate Loan Payment Calculator

Start saving for their future today

Our savings products allow you to set aside funds to pay for college and disability-related expenses in tax-advantaged accounts

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Lock in tomorrow’s tuition at today’s prices by saving in our prepaid tuition program

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You can use your savings in the Massachusetts 529 college savings plan at any eligible institution in the country

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Save for the health and personal expenses of individuals with disabilities without affecting federal benefits

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Our Goal: College Affordability

  • Helping Families Since 1982
  • Created at the Request of MA Colleges
  • Focused on Student Success
  • Guiding Principles
Learn More About MEFA

Solutions That Make Sense

  • Tax-Advantaged Savings Plans
  • Fixed-Rate Loans
  • Expert Guidance
  • Community Partnerships
Explore Ways to Pay for College

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